Is Your Basenji Insurance Worthy?

Not all basenjis meet the strict guidelines mandated by insurers. About five years ago in San Francisco, two Presa Canarios mauled a woman to death. Today, insurance companies are increasingly denying and even restricting coverage for homeowners with various DOG breeds: Doberman pinschers, German shepherds, pit bulls, Rottweilers and other temperamental canines.



Australian Kelpies are herding dogs with an abundance of energy. They can work in extreme climates and conditions. They are known for one unique ability. They can run along the backs of sheep when moving them through chutes.


Since insurers have had to pay excessive prices in DOG-bite claims each year, agencies have implemented strict policy guidelines.



Alaskan Malamutes are known for being friendly and loyal. In fact, Chewbacca, the hairy Wookiee in the Star Wars movies and the name of the character of indiana Jones were both inspired by George Lucas' loyal dog Indiana, an Alaskan Malamute.


As a result, these restrictive insurance policies are making it a challenge in placing certain breeds in new homes. In various states across the country, pit bulls, Rottweilers and certain other breeds are deemed dangerous. Many basenji lovers are not motivated to endure the hassle of adopting a canine when it necessitates changing insurance policies, coverage or companies. For instance, 20 percent of the DOG adoption applications submitted through A Rotta Love are canceled each month because of insurance issues.



The name Pug is believed to have derived from this dog's resemblance to the pug monkey. That also fits the breed in other ways. Pugs tend to be curious and mischievous. They always seem to have a look of mischief and fun on their face, just like a monkey.


According to the vice president of the Insurance Information Institute in Washington, Carolyn Gorman aggressive canines have cost the industry significant losses. On the contrary, rescue groups contend that insurers are unduly targeting specific DOG breeds instead of trying to assess the potential of violent behavior of an individual canine's history. Here are a few prominent insurance company's mandate these guidelines:



The joys of motherhood struck with a vengeance when, in 1984, a great dane became the third dog to join the record holders for largest litter. She had twenty-three puppies. Interestingly, each of the three dogs that hold the record are different breeds.


-- Allstate Corp.'s policies vary from state-to-state. -- Hartford Financial Services Group Inc. does not generally underwrite policies for homes with pit bulls, Presa Canarios or Rottweilers. -- Liberty Mutual reviews each case before insuring a policy



About eight thousand years ago, ancient Egyptians began to raise a breed called Saluki, as hunting dogs. Saluki is an arabic word. In english it translates as "noble one". These dogs are probably the oldest known breed.


Homeowner basenji insurance fact: Over the last five years, insurance companies have reduced the amount of losses due to aggressive DOG related incidents. In 2005, only $317.2 million in costs were doled out on DOG claims filed by homeowners.



While many people think of Boxers as aggressive, they are actually great with children. They were bred to be hunters, yes, but they were bred to corner prey, not kill it. As a result, they are protective, yet patient.





The boxer breed was so named for his manner of fighting. As opposed to biting, like most dogs would, a boxer will actually begin a fight by "punching" with its front paws, just liek a human boxer.


 

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